Upon graduating from Babson College in 1989, Howard settled in Central Florida and immediately went into banking. He started Butler Mortgage in 1994 along with Harry Urban and Les Butler.

Howard firmly believes in the concept of making every customer a “Raving Fan” by going above and beyond the level of service normally expected of someone in the mortgage business. Howard handles day to day operations and especially enjoys counseling 1st time homebuyers. In addition to spending time with his family, Howard enjoys running, basketball, and golf in his spare time.

Stuart grew up in Wisconsin, but settled in Lakeland, Florida after school. Stuart has specialized in Osceola County mortgage lending since 1987 and has been with Butler Mortgage from the start. He is a 5 time Loan Officer of the Year winner.

Real Estate Agents, builders, and customers all find Stuart easy to work with and his knowledge of available mortgage products is second to none. Away from the office, Stuart enjoys boating, paintball, and is an avid car and motorcycle enthusiast.

Over twenty years ago, Renee was a nervous first-time homebuyer applying with Butler Mortgage. Her Loan officer sensed something special in Renee and mentored her in a new career path in the mortgage industry. Over the past couple of decades, Renee has worked in every department and immersed herself in every aspect of the lending business. This full circle level of experience has given her a competitive edge that not many mortgage loan originators achieve. Renee exhibits a passion for helping her clients, putting their satisfaction at the forefront. In her words, “This is a milestone event in life. Mortgage transactions are often the biggest financial investment a person will make in their lifetime. To be a part of such a monumental event is what it is all about for me!”

Born in Havana, Cuba and raised in San Juan, Puerto Rico, Horacio settled in Central Florida in 1979 after obtaining a degree in Business Administration from Defiance College in Ohio. He started his banking career working for Sun Bank as a Loan Officer and Assistant Manager, then moved on to Barnett Bank as a Manager.

Horacio developed a reputation for honesty and respect for both the customer and the professional real estate agent and works hard to ensure that there are no unpleasant “surprises” at loan closings.

Born and raised in Kissimmee, Joshua joined Butler Mortgage upon graduating from Florida State University in 2020. He quickly learned the various facets of the mortgage business and now enjoys educating and helping families purchase homes. Joshua understands that while gaining knowledge and experience are crucial, doing what is best for his customers is the most important aspect of his job. Those customers and the Realtors who work with him rave about Joshua’s attention to detail and exceptional communication.

With decades of experience in real estate and investing, Evelyn stands as a seasoned professional in the real estate industry. Her journey began with a passion for properties, and over the years, she has honed her skills to become a respected realtor and a savvy investor. Evelyn’s wealth of experience has provided her with an intimate knowledge of the market, making her an invaluable resource for clients seeking their dream homes or lucrative investment opportunities. Her dedication, commitment, and expertise continues to help clients navigate the ever-changing landscape of real estate with confidence and success.