Thinking about using your 401(k) to buy a home? Maybe think again. Are you dreaming of buying your own home and wondering about how you'll save for a down payment? You're not alone. Some people think about tapping into their 401(k) savings to make it... Continue reading
If you're looking to buy a home, you've probably been paying close attention to mortgage rates. Over the last couple of years, they hit record lows, rose dramatically, and are now dropping back down a bit. Ever wonder why? The answer is complicated because there's... Continue reading
If you're planning to buy a home, knowing what to budget for and how to save may sound intimidating, but it doesn't have to be. One way to ease those concerns is to make sure you understand some of the costs you may encounter up... Continue reading
For more than 79 years, Veterans Affairs (VA) home loans have helped millions of veterans buy their own homes. In November, we celebrated Veterans, as we do every year in honor of Veterans Day. But, at Butler Mortgage, we celebrate and honor Veterans and their... Continue reading
The idea of owning a home has always been a big part of the American Dream. It's a symbol of stability, independence, and having a place to truly call your own. But for Gen Z, the "Zoomers" born between 1997 and 2012, making that dream a... Continue reading
Are you thinking about selling your house? If so, today's mortgage rates may be making you wonder if that's the right decision. Some homeowners are reluctant to sell and take on a higher mortgage rate on their next home. If you're worried about home affordability... Continue reading
If you're looking to buy a home this fall, there are a few things you need to know. Affordability is tight with today's mortgage rates and rising home prices. At the same time, there's a limited number of homes on the market right now and... Continue reading
If you're a homeowner, odds are your equity has grown significantly over the last few years. Home equity builds over time as home values grow and as you pay down your home loan. And, since home prices skyrocketed during the Âunicorn' years, you've likely gained... Continue reading
When you read about the housing market in the news, you might see something about a recent decision made by the Federal Reserve (the Fed). But how does this decision and inflation affect you and your plans to buy a home? Here's what you need... Continue reading
The home buying process can be daunting when it is your first time. Fortunately, each state has its own rules, regulations, and programs that are designed to help you get into a home. If you are thinking about or in the process of becoming a... Continue reading
Shopping for a home involves many factors including location, budget, and timing. Taking advantage of various programs can help first-time homebuyers experience an affordable and satisfying home buying process. Qualified prospective Georgia residents can take advantage of one of the best programs the state has... Continue reading
The cost of owning a home is never cheap; however, it is the best investment you can make for your future. While there are loan programs designed to help every type of borrower achieve their dream of homeownership, it is not uncommon for millennials to... Continue reading
The mortgage process can be extremely quick, going from application to closing in just a few weeks, or it can be a lengthy affair that can last up to several months, if not longer. For a first-time homebuyer, the mortgage process can seem confusing and... Continue reading
Many millennial-age, first time homebuyers often view mortgages as daunting and intimidating experiences because they are either overwhelmed by the process or are unsure if they'll be able to afford the home of their dreams. However, millennials are not alone in their apprehension about seeking... Continue reading
Before you decide to sell your house, it's important to know what you can expect in the current housing market. One positive trend right now is homebuyers are adapting to today's mortgage rates and getting used to them as the new normal. To better understand... Continue reading
